GoalNavi Privacy Policy

1. Information Stored in the App

GoalNavi 1.0 stores user-entered data inside the app on the user's device.

Users may directly enter the following information:

• Financial goal information
• Income records
• Expense records
• Budget information
• Asset snapshots
• Loan information
• Insurance information
• Investment plans
• Investment transaction records
• Detailed categories
• App settings

2. Server Transmission

GoalNavi 1.0 does not transmit user-entered financial data to an external server.

The current version does not provide account registration, login, server sync, external financial institution connection, or ad tracking features.

3. Local Storage

User-entered data is stored inside the user's device.

If the app is deleted, data stored on the device may also be deleted. Users should export backups directly when they need to preserve important data.

4. Backup and Restore

GoalNavi provides features that allow users to export and import backup files directly.

Backup files are managed by the user, and the app developer does not access the user's backup files.

5. CSV Export

GoalNavi can export user-entered records as CSV files.

Exported files are stored and managed directly by the user.

6. Local App User ID

GoalNavi may create a local user identifier inside the app to prepare for possible future server integration.

This identifier is not shown on the user screen in the current version and is not transmitted to an external server.

7. Notification Permission

GoalNavi may provide notifications to help users check records and goals regularly.

To use notifications, the app may request notification permission from the user.

Users can allow or deny notification permission and can change it at any time in device settings.

8. App Lock and Security

GoalNavi may provide an app lock feature to help prevent financial information from being immediately exposed when the app becomes inactive or is reopened.

App lock works on the user's device, and unlock information is not transmitted to an external server.

9. Third-Party Sharing

GoalNavi does not sell or provide user financial data to third parties.

10. Ads and Tracking

GoalNavi 1.0 does not use ad tracking features.

GoalNavi does not track user data for advertising purposes or combine it with data from third-party apps and websites.

11. Financial Notice

GoalNavi does not provide financial product recommendations, investment advice, loan brokerage, or insurance consulting.

Loan repayment amounts, investment projections, goal amounts, budget analysis, and other results shown in the app are reference information calculated from user-entered data.

Actual financial institution terms, interest calculations, taxes, fees, and investment results may differ. Important financial decisions should be made by the user's own judgment and with professional consultation when needed.

12. Data Deletion

GoalNavi 1.0 does not create separate user accounts.

Users can delete entered records inside the app. If the app is deleted, data stored on the device may also be deleted.

Important data should be preserved directly through backup export before deleting the app.

13. Children's Privacy

GoalNavi is a personal finance management app for general users and does not collect personal information from children.

14. Changes to This Policy

This Privacy Policy may be updated due to app feature changes, legal changes, or operational policy changes.

Any changes will be announced on this page.

15. Contact

For questions about this Privacy Policy or app usage, please contact us at the email address below.

Email: admin@codingcom.kr